Illinois Group Health Insurance for Businesses

Get the right advice from the experts in Illinois group health insurance for businesses

If you don’t understand the impact of health care reform on your business, you’re not only at risk for paying more for a plan that does less, but paying taxes and penalties for not following the “rules”.

Much has changed in Illinois group health insurance in a few short months. Just as important, a lot will change over the coming months. 

If you don’t have someone to guide you through these changes, there’s much more at stake then paying a fine. 

At Weiss Insurance Agencies, as a full service employee benefits broker specializing in group Illinois group health insurance for businesses over 10 employees, our goal is to design a group health package to not just eliminate your confusion and satisfy lawmakers but provide value to you and your employees.

If you’d like to eliminate confusion overnight, I invite you to complete the form at the top of this page to request a free 30-minute, no obligation consultation with one of our group health specialists at Weiss Insurance Agencies. Of if you prefer to speak to an expert now, simply call our office at (630)584-1717 to get started instantly.

Eliminate Confusion & Frustration

The decision to offer benefits to your employees isn’t an easy one.

There’s a lot that goes into the equation.

For example, if you paid your best employee the same as a competitor, but the competitor offered a better health coverage plan, the chances of that employee leaving are high.

In the current business environment, many great employees take jobs just for group health insurance. Especially, if that employee has a family.

There’s no question, it’s important to offer health care if you want to attract top talent.

But at what cost?

Health coverage isn’t cheap. And no signs are pointing to costs slowing down.

Are you receiving the best for your employees and your business? Are you balancing that fine line between saving costs on your end while still providing a benefit for your employees?

The business health insurance professionals at Weiss Insurance Agencies will procure several plans for you. From deductibles to the physician network to coverages offered, we will help you sort out the programs that work best for your situation.

Types Of Group Health Insurance for Businesses

When it comes to commercial health care coverage, there’s no shortage of options. Here’s just a small sample of the type of options we can help your business put into place:

HMO Plans: An HMO, Health Maintenance Organization, is a specific type of health care plan that sets out guidelines under which doctors can operate. On average, health care coverage through the use of an HMO costs less than comparable traditional coverage.

Major Medical: Provides benefits for most types of medical expenses that may be incurred. Offering more complete coverage with fewer gaps, major medical insurance covers a much broader range of medical expenses – including those incurred both in and out of the hospital – with generally higher individual benefits and policy maximum limits.

HSAs: A HSA, or Health Savings Account, is a specific type of group health insurance that offers users tax advantages. In order for you to offer a HSA to your employees, you must have a high-deductible health plan. The advantage to an HSA for employees is they’re able to pay for certain medical expenses out of the HSA tax-free. For the employer, HSA plans are less costly.

HRAs: A HRA, or Health Reimbursement Account, is an employer funded, tax advantaged plan which allows the employer to reimburse certain medical expenses.

Value Added Services Offered By Weiss Insurance Agencies

As an Illinois group health insurance broker, it’s not just our goal to provide you access to great products and affordable prices.

As a Weiss Insurance Agencies client, there’s many value added services you’ll get to take advantage of. Value added services that make your group health insurance the best in your industry without necessarily adding administration costs.

  • Cobra Admin – We will help you stay in compliance with COBRA laws
  • Enrollment Specialist – A structured enrollment process, allowing employees to see the value of your Health Benefits program. If necessary, we will have a bilingual enrollment specialist to aid any employee where English isn’t their first language.
  • Flexible Spending Accounts – We will help set up these tax advantages accounts, which offer tax savings to employees and employers.
  • HR Education – We provide you updates and guidance on the ever changing laws in the employee benefit sector.
  • Personalized Benefits Website – A personalized website your employees can access with access to admin forms, benefit highlight sheets, and more.
  • Wellness Programs – Long term, wellness programs have shown to reduce employee benefit costs. We will work with you to design a wellness program that fits your needs. Programs can include blood draws, flu shots, employee education, and more.

Weiss Insurance Agencies: Your Illinois Business Health Insurance Experts

At Weiss Insurance Agencies we have provided Commercial Health Insurance for the forward thinking businesses for over 30 years.

In these turbulent times and on this changing insurance landscape, you need to review your group health policy every year. So, complete the form at the top of this page, to request  a free 30 minute consultation with a group health insurance specialist today. We will then contact you to discuss your needs and provide you with enough viable group health quotes to select from.

In addition to group health insurance, Weiss Insurance Agencies has experts in all types of employee benefits and commercial insurance

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